Calculators

Explore our collection of free calculators to help you plan your finance. Once you’ve completed your initial research, send us an enquiry to help formalise your plans.

Our free and easy-to-use home loan calculators are designed to help you take control of your finances and make informed decisions.

Whether you’re buying your first home, building your dream house, refinancing or managing your mortgage more effectively, our mortgage calculators help you estimate costs, compare options, and plan ahead with confidence.

You can use these tools to calculate loan repayments, stamp duty, tax, savings, and more, with the convenience of them all in one place. Designed for simplicity and accuracy, our home loan calculators provide valuable insights to support your home loan journey, and once you have the estimates you need, we’re here to support you every step of the way.

Loan Repayment Calculator

Loan Repayment Calculator

Estimate your home loan repayments based on loan amount, term and interest rate.

Extra Repayment Calculator

Extra Repayment Calculator

Find out how much interest you can save by making extra repayments on your loan.

Stamp Duty Calculator

Stamp Duty Calculator

Calculate how much stamp duty you’ll need to pay when purchasing a property.

Home Loan Offset Calculator

Home Loan Offset Calculator

Find out how much interest you can save or how you can reduce your loan term with an offset home loan.

How Long to Repay Calculator

How Long to Repay Calculator

Calculate how long it will take to repay your loan based on your repayment strategy.

Renting vs Buying Calculator

Rent vs Buy Calculator

Calculate your costs for renting vs buying to see what works best for your situation.

Saving Calculator

Saving Calculator

Forecast how your savings will grow over time with regular contributions and interest earned.

Income Tax Calculator

Income Tax Calculator

Estimate your annual income tax obligations based on your current salary.

Income Annualisation Calculator

Income Annualisation Calculator

Estimate your yearly income based on full time, casual, part-time, or irregular earnings.

Income Gross Up Calculator

Income Gross Up Calculator

Calculate your gross annual income and your payable tax.

Borrowing Power Calculator
(Net Income)

See how much you could borrow based on your income.

Interest Only Mortgage Calculator

Calculate your interest-only mortgage repayments and see how much you’ll pay over time.

Comparison Rate Calculator

Compare different loan options with the true cost of borrowing to make smarter financial decisions.

Lump Sum Repayment Calculator

See how making a lump sum payment can reduce your mortgage balance and shorten your loan term.

Split Loan Calculator

Explore the benefits of splitting your loan into multiple parts with different rates and repayment options.

Introductory Rate Loan Calculator

Estimate repayments on loans with special introductory rates, and plan for changes when the rate adjusts.

Loan Comparison Calculator

Easily compare multiple loans side by side to find the one that suits your needs best.

Leasing Calculator
(Asset Finance Calculator)

Work out the cost of leasing or financing assets such as vehicles or equipment.

Property Buying Cost Calculator

Calculate all the costs involved in buying property, including stamp duty, legal fees, and more.

Property Selling Cost Calculator

Plan your sale with a breakdown of selling costs, agent fees, and other expenses.

Compound Interest Calculator

See how your savings or investments grow over time with compound interest.

Budget Planner

Organise your income and expenses to manage your finances effectively.

Credit Card Calculator

Understand how long it will take to pay off your credit card balance and how interest affects repayments.

Reverse Mortgage Calculator

Calculate the potential income from a reverse mortgage to support retirement planning.

Savings Goal Calculator
How Long to Save

Find out how long it will take to reach your savings goal at your current savings rate.

Savings Goal Calculator
How Much to Deposit

Determine how much you need to save regularly to reach a specific goal in your desired timeframe.

Fortnightly Repayment Calculator

Work out your fortnightly loan repayments to help manage your budget.

Mortgage Refinance Calculator

See the potential benefits and savings from refinancing your mortgage.

Borrowing Power Calculator 2
(Gross Income)

Calculate your borrowing capacity based on your gross income for a clearer financial picture.

Car Loan Calculator

Work out your car loan repayments (formerly Leasing Calculator)

Loan Repayment Calculator 2
(Monthly Repayment Only without Fortnightly or Weekly)

Estimate your monthly loan repayments without fortnightly or weekly options.

Personal Loan Calculator
(Loan Repayment Calculator – Shorter term and higher rate)

Calculate repayments for shorter-term loans with higher interest rates.

Disclaimer
Please note the results from each calculator should be used as an indication only, for more detailed information we recommend speaking directly with a Westgate financial services consultant.