Home Loans

Home Loans Tailored to You

At Westgate Home Loans, we understand that no two borrowers are the same, therefore your home loan shouldn’t be either. Whether you’re buying your first home, building your dream house, investing in property, or refinancing an existing loan, we’ll help you find the right lending solution, backed by expert advice and exceptional service.

With access to hundreds of loan products from Australia’s leading banks and lenders, our team will guide you through the process, from pre-approval to settlement and beyond.

First Home Buyer Loans

Buying your first home is a big milestone, and we’re here to make it simple. We’ll help you understand your borrowing power, access government grants and incentives (like the First Home Owner Grant and First Home Guarantee Scheme), to secure a loan that suits your lifestyle and budget.

What You Receive:

• Support and guidance throughout the entire process
• Access to first home buyer incentives
• Help with pre-approval, applications and paperwork
• Easy-to-understand information backed by expert advice

Next Home Buyer Loans

Already own a home and looking for your next move? Whether you’re upgrading, downsizing, or investing, we’ll help you make the right financial decisions to move forward. From unlocking equity in your current property to structuring a loan that suits your new goals, we’ll help you make the transition smoothly.

What You Receive:

• Market leading rates and flexible loan structures
• Tailored advice for your next property purchase
• Guidance on using equity and bridging finance options
• Support with refinancing and restructuring your loan
• Straightforward advice every step of the way

Construction Finance

Building a new home or investment property? We specialise in construction finance, working closely with builders, including our partners at Summit Homes Group, to deliver unique lending solutions. Our team will ensure your build goes smoothly with clear timelines, effortless progress payments, and a stress-free process.

Our brokers provide:

• Access to low and no deposit home loans
• Co-ordination of progress payments
• Seamless liaison with your builder
• Expert support from application to key handover
• Competitive rates and flexible loan structures

Refinance

Not happy with your current rate or loan features? Refinancing could save you thousands in interest or help you pay off your loan faster. We’ll compare your current loan with hundreds of options in the market to find a better deal.

Benefits of Refinancing:

• Lower your interest rate
• Consolidate debts
• Access equity for renovations or investment
• Restructure your loan for more flexibility

Investment Loans

Ready to grow your property portfolio? Our team can structure investment home loans that maximise returns and minimising tax payments while taking into consideration your cash flow strategy. Whether it’s your first investment or your fifth, we’ll guide you through every step.

We help investors with:

• Market insights and finance strategies
• Accessing equity to grow your property portfolio
• Loan structures for multiple properties
• Self-Managerd Super Fund (SMSF) loans
• Interest-only or principal & interest loans