First Home Buyers
Talk to WA’s award-winning home loan and personal finance experts about your first home loan.
First Home Buyer Loans
Buying your first home is one of life’s biggest milestones, and we’re here to make the journey simple, clear, and stress-free. From understanding your borrowing power to accessing government grants and comparing lenders, we guide you through every step of the process.
With decades of combined experience, our brokers know exactly how to structure a loan to fit your lifestyle and long-term goals. We’ve helped thousands of happy customers secure the right finance and purchase their first home.
Grants & Incentives
First home buyers in Western Australia may be eligible for a range of government incentives designed to make entering the property market easier. We’ll help you understand which grants you quality for, complete the paperwork and ensure you don’t miss out on valuable savings.
Eligible buyers can get access to:
- First Home Owner Grant (FHOG) — a one-off payment when building or purchasing your first home
- First Home Guarantee Scheme — borrow with just 5% deposit, without paying Lenders Mortgage Insurance (LMI)
- Keystart Home Loans — loans with as little as 2% deposit
- Stamp Duty Concessions — save on government fees
- Home Buyers Assistance Account — assistance with fees for established purchases
Why Choose Westgate for your First Home Loan?
When you work with us you’ll get expert guidance through the entire process, from pre-approval to settlement, including help with and first home buyer incentives you’re eligible for.
With access to low and no deposit options (including Keystart), and selection from a wide panel of lenders, we’ll support you every step of the way so you can purchase your first home with confidence. Our process is outlined below.
Ready to Take the First Step?
We know your first home purchase can feel overwhelming, but with us by your side, you’ll have the confidence of knowing you’ve got the right loan, the right strategy, and the right support. Complete the short form below, and a Westgate Home Loans specialist will be in touch shortly.
